Insurance Knowledge Base

Health insurance costs have been consistently rising for years now and it’s time we took the initiative to reduce some of these costs, but how? The most obvious thing to start with is shopping. If you are paying $4.00 a gallon for gasoline when you could buy it for $3.00 a gallon down the street, [...]

Critical illness insurance and life insurance are two different things, but there are circumstances where they may both pay out for the same reason. Life insurance will generally pay out a certain amount at the end of a term or upon the insured person’s passing. Critical illness insurance may pay out upon the passing away [...]

Moving can be an exciting experience. Making your way to a different location, setting in a brand new place and the enjoyment of starting anew. Sometimes, it can be a pain to gather all of your things together, however. You may worry about the ability to get all of your valuables safely from one location [...]

Most homeowners expect full coverage for their losses when disaster strikes. After all, isn’t that the purpose of insurance? Unfortunately, there are a few things to consider before making a major home insurance claim, as sometimes it can do you more harm than good. But this doesn’t mean that you should put off making a [...]

Depending on your circumstances, you may consider purchasing life insurance. Life insurance can literally be a life saver for your family in case something happens to you. However, there are some things like certain medical conditions that may get you declined for life insurance or make the premium significantly higher. Here is a list of [...]

Regardless of the type of business you have, every business owner should consider investing in commercial insurance. The risks of owning a business are far too great to ignore how you can protect yourself from a number of misfortunes. Simply put, commercial insurance is insurance for a business. Most policies consist of property and liability [...]

As a student, do you have the insurance you need to cover you adequately? Insurance is not something that most students have had to think about before, as they are usually covered on their parents’ policies whilst still living in the family home. However, there are different types of insurance that you may require, depending [...]

Your life and health is an asset that allows you to work and earn an income and live the life you want to lead – it makes a lot of sense to insure that asset in the same way that you would your other valuables. Whether to buy life insurance is one of the most [...]

If you are a geek and love your gadgets, then you should consider taking out separate gadget insurance. In fact, even if you are not one of those geeky geeks and are just a proud iPhone 4S or iPhone 5 owner (or maybe you are an Android fan and are considering getting the new Samsung [...]

It’s vital to protect your humble abode from the unknown. An accident, break-in or natural disaster could strike at any time. Australia has a comparatively high rate of flooding and bushfire risk in certain regions. Fire season and high rainfall in certain parts of Queensland and New South Wales expose many residents to high risk [...]